Turning housing projects into completed homes

It’s no secret that residential development is currently shaped by uncertainty, with timelines under pressure from several directions. In this environment, simply providing financing and hoping for the best isn’t enough. That’s why we actively follow our projects from the very first groundworks to completed buildings. This hands-on approach helps more projects stay on schedule, within budget, and deliver at the quality expected by developers, residents, and investors alike.

At Bostadskreditfonden, we do this in close collaboration with our construction consultants at Archus. They are experienced, fully independent experts who provide a clear and objective view of each project’s status. The purpose is not to add complexity. Quite the opposite. Ongoing monitoring gives projects the best possible conditions to succeed, while creating a stable and transparent process for everyone involved. It’s practical support that helps projects move forward even when circumstances change.

Planning for uncertainty from the outset

The market is moving faster than it has in a long time. Construction costs can shift quickly, supply chains are affected by global factors, and liquidity can change overnight. That’s why we don’t rely solely on an initial credit assessment. Instead, we plan for the entire lifecycle of the project, with Archus’ continuous analysis and technical construction follow-up as a central part of our approach. Their assessments are a key input in our decision-making and allow us to act quickly if conditions change.

Most challenges in construction projects start as small deviations. A delayed delivery, a cost item that begins to drift, or a work stage that no longer follows plan. This is where Archus’ role becomes critical. In many cases, a minor adjustment is enough to stop a trend before it turns into a real problem.

– Our follow-up is built on solid technical expertise and hands-on experience from hundreds of projects. In our collaboration with Bostadskreditfonden, we use this to create transparency and security throughout the entire project lifecycle, says Michael Larsson, CEO of Archus.

Making decisions at the right time and adjusting early saves both time and money. For us, this is about organising the follow-up so we can stay close to the projects and act as soon as something starts to deviate. In practice, this means:

• Archus is present as an independent party
• We receive regular, clear reporting
• Decisions are based on facts
• Clients get support to act at the right time

We view this follow-up as an investment in both individual projects and overall market stability. That’s also why we cover the cost.

Building stability across the entire construction process

For many projects, the risk of pauses or delays is currently higher than usual. Our role is to give projects the best possible conditions to keep moving forward. Through active monitoring and close collaboration with Archus, we help enable:

• Fewer interrupted projects
• More completed homes
• Higher quality throughout the process
• More secure capital flows for investors

This is how we take responsibility for capital, for our clients, and for the housing market as a whole. Close project follow-up is not a formal requirement, but for us it is a natural part of financing. In a market where conditions can change rapidly, more than capital is needed. It requires expertise close to the project, continuous monitoring, and information that enables sound decisions, even when circumstances shift. That’s why we go beyond regulatory requirements, with Archus as an integrated part of the process. In doing so, we increase the likelihood that projects move forward, contributing to a more stable and sustainable housing market.